"Get everything you need now that improves the productivity of your workplace and satisfaction level of your employees."

Many corporations and businesses finance all of their office furnishings. This cash management tool creates the possibility of your purchasing the office furniture your organization needs to be efficient, have productive employees, attract and retain quality employees and project a professional image.

Don't just think of your office. We can help you furnish your reception area, break room, and conference rooms too.

Our financing options help you afford everything you need right now.

Conserve Cash

Have affordable monthly payments instead of a large cash outlay for the furniture. You may be eligible for up to 100% financing.

Completely furnish your office

Financing allows you immediate access to the office furniture you need to effectively run your business.

Generate positive cash flow

Depending on your tax situation, you may generate positive cash flow through section 179 election to expense if you finance the purchase or choose a capital lease with a qualifying purchase option at the end of the lease.

Off Balance Sheet

Certain Leases do not affect your balance sheet.

Budget to meet your cash flow

Arrange the terms of your payments to meet your budget and cash flow from income.

Extend your line of credit

Preserve your bank line of credit for your regular working capital requirements.

Avoid Bank Restrictions

You can avoid restrictions frequently found in loan agreements, such as compensating balances and other financial performance requirements.

               1. Purchase financing

               2. Lease - fair market value purchase option at the end of the lease

               3. Lease - 10 percent or $ 1.00 purchase option at end of the lease

Deferred Payments: 90 day no payments

Seasonal Payment Adjustments: Flexible payments to adjust to your business cycles.

We can direct you to financing programs targeted to specific professions and new practices.

               * Doctors - General Practitioners, Internal Medicine, Etc. up to $100,000

               * Doctors - Neurosurgeons up to $200,000

               Chiropractors and Veterinarians - up to $125,000

               * Lawyers - up to $ 150,000

               Architects - up to $ 150,000

               Engineers and Accountants - up to $150,000

               *May obtain financing right out of school

New Business Start Ups to $50,000 (5 years in same line of business)

Once you have done a furniture financing agreement with one of our referral lenders they will consider financing other projects for you now or in the future.

We have negotiated and worked with our lenders to offer you the lowest business furniture financing rates they can offer. We are in the business of selling you furniture and want your to have a satisfactory experience when furnishing your office. Dallas Desk can suggest financing sources that specialize in and are:

               Familiar with financing office furniture

               Committed to working with our customers

               Offer competitive rates.

If you need financing for other equipment such as copiers, computers, office equipment, telephone systems in addition to your office furniture feel free to discuss your entire needs with the financial consultant at the. Finance your office renovation or expansion with one of our lenders.

One page application under $100,000

Approval usually in less than one business day.

Same application for loan financing or leasing.

Section 179 expensing is a section of the Internal Revenue Service Code. Section 179 allows businesses to deduct the entire amount of the cost of qualifying property in the tax year it is placed in service rather than taking a depreciation deduction over a number of years.

In tax year 2007, businesses can claim up to $125,000 of property expenditures under section 179. If a business places more than $500,000 of qualifying property in service in the tax year, the amount allowed under section 179 is reduced dollar for dollar, businesses that place in service more than $625,000 in qualifying property are not eligible for section 179 expensing

     Year               Federal Maximum *

     2007               $125,000

     2008               $128,000

     2009               $128,000 & COLA

Tangible personal property such as office furniture (Desks, Chairs, Cubicle Systems, Lobby Furniture, Break Room Furniture, etc.)

Financing of asset has no effect on Section 179

Employees Can Claim Section 179 Deductions

Section 179 and Leases

Whether you choose one of the financing sources we suggest or you utilize an existing relationship you may have, here are some helpful tips.

- Always read the fine print before signing a commercial lease or financing agreement.

- Lease only furniture and equipment that you really need. Get quality furniture that continues to serve you after the lease or financing period ends.

- Take advantage of the best deals in low cost end of lease options. Quality office furniture has a long useful life, make sure that you have examined the end of lease options carefully.

- Seek the advice of your CPA or financial /tax advisor on which option is best for you including the following.

                 A. Loan Financing

                 B. Lease - Operating Lease(Fair market value purchase option)

                 C. Lease - Capital Lease (you may be able to depreciate for tax purposes)

                     10 percent purchase option

                     $1.00 purchase option

- Tailor the payments to your company's cash flows with payments that follow your businesses annual business cycle.

- Commercial Leases or financing arrangements on Office Furniture can be typically arranged from 12 months to 60 months.

Please consult your accountant or financial advisor for any tax or accounting issues, tax details and eligibility. This web page may not contain the most current changes or updates in tax law so please consult with your tax advisor for the most current information.

All financing is based on credit approval from our recommended financing sources.